Our Loan Products

Find the Right Loan for You

Four tailored loan products built around how you earn, what you need, and when you need it.

👤
Personal Loan — 1 Month
Quick cash, repaid in one month
Most Popular

Our 1-month personal loan is the fastest way to access cash for urgent needs — medical bills, school fees, household emergencies, or any personal requirement. Borrow today, repay next month. Simple and straightforward.

Loan Amount
K200 – K50,000
Loan Term
1 Month
Repayment
Single lump-sum
Disbursement
24 – 48 hours
  • No collateral required
  • Full repayment at end of month
  • NRC and proof of income required
  • Suitable for employed and self-employed individuals
  • Disbursed via mobile money or bank account

Our 3-month personal loan lets you spread the cost of larger personal needs across three easy monthly installments. Ideal when you need a bit more breathing room — whether for home improvements, a family event, or any significant personal expense.

Loan Amount
K500 – K100,000
Loan Term
3 Months
Repayment
3 monthly installments
Disbursement
24 – 48 hours
  • Equal monthly installments for easy budgeting
  • No collateral for loans under K30,000
  • NRC and proof of income required
  • Suitable for employed and self-employed individuals
  • Early settlement accepted with no penalty
📅
Personal Loan — 3 Months
Three installments, more flexibility
🛒
Marketeer Loan
Built for market traders & vendors
Exclusive Product

The Marketeer Loan is SmartVision's exclusive product designed specifically for market traders, street vendors, tuck shop owners, and any informal small-scale seller. We understand that marketeers earn daily or weekly — so we've built a loan that works with your income cycle. Minimal paperwork, fast disbursement, flexible repayment.

Loan Amount
K200 – K20,000
Loan Term
1 – 3 Months
Repayment
Daily / Weekly / Monthly
Disbursement
Same Day
  • Designed for market traders, vendors & tuck shop owners
  • Daily or weekly repayment option available
  • NRC and market/trading evidence required
  • No formal payslip required — market income accepted
  • Guarantor option available for larger amounts
  • Same-day disbursement via mobile money

Fuel your business growth with competitive capital from SmartVision. Whether you need working capital to restock inventory, purchase equipment, cover operating costs, or fund a business expansion — we have a solution sized to your business's cash flow and repayment capacity.

Loan Amount
K1,000 – K500,000
Loan Term
Flexible
Repayment
Monthly installments
Disbursement
48 – 72 hours
  • Working capital, restocking & expansion financing
  • Business registration and bank statements required
  • Collateral may be required for larger amounts
  • Suitable for SMEs, sole traders and partnerships
  • Dedicated business loan officer assigned
  • Informal businesses considered case-by-case
🏢
Business Loan
Grow your business with confidence

What You Need to Apply

Requirement Personal 1M Personal 3M Marketeer Business
National Registration Card (NRC)
Proof of Income / Payslip
Market / Trading Evidence
3-Month Bank Statement
Business Registration
Guarantor / CollateralOptionalOptionalOptionalMay be required

Not Sure Which Loan Is Right for You?

Talk to one of our friendly loan officers and we'll help you find the perfect product for your situation.