SmartVision Lending Network is a licensed microfinance institution based in Kitwe, Copperbelt Province, Zambia. Founded with a bold mission to transform financial access, we provide fast, transparent, and flexible lending services to individuals, entrepreneurs, and businesses.
We believe that access to credit is a fundamental driver of economic growth. Since our establishment, we have disbursed millions of kwacha to over 1,200 clients — helping families, farmers, students, and businesses achieve their goals.
To provide fast, transparent, and flexible lending services that support personal growth, entrepreneurship, and economic development while maintaining the highest standards of integrity, customer service, and financial discipline.
To become the most trusted and innovative financial lending partner, empowering individuals and businesses with accessible, responsible, and sustainable credit solutions across Zambia and beyond.
The principles that guide everything we do at SmartVision Lending Network.
We believe our clients deserve complete clarity on all loan terms, interest rates, fees, and processes. No surprises, ever.
We operate with the highest ethical standards in all interactions with clients, partners, and regulators. Our word is our bond.
Financial services should be accessible to everyone — not just those with perfect credit histories or large incomes.
Time is money. We streamline every process to ensure clients receive fast decisions and faster disbursements.
We continuously adopt modern financial technologies to improve loan management, tracking, and customer experience.
Responsible lending means considering our clients' capacity to repay, not just maximising our portfolio. We care about outcomes.
Six pillars that drive our strategy and shape how we grow and serve our clients.
Provide affordable and well-structured loan products that improve the financial stability of our clients — creating lasting change in their lives.
Achieve consistent portfolio growth while maintaining strong risk management and loan recovery systems that protect both clients and the business.
Ensure efficient loan processing, timely disbursement, and professional customer support that meets or exceeds industry standards.
Extend lending services to underserved individuals, startups, and small businesses who are often excluded from traditional banking channels.
Operate in full compliance with Zambian financial regulations and uphold transparency in all transactions, maintaining trust with all stakeholders.
Adopt modern financial technologies that enhance loan management, tracking, and customer experience — making banking simpler and smarter.
Experienced professionals dedicated to delivering outstanding financial services and building lasting client relationships.
Strategic visionary with 10+ years in microfinance and financial inclusion.
Operations expert ensuring smooth loan processing and client satisfaction.
Risk management specialist with deep expertise in credit assessment.
Dedicated to building strong client relationships and ensuring satisfaction.
Join thousands of satisfied clients who have achieved their financial goals with SmartVision.