Choose from a range of flexible loan products tailored to your personal, professional, and business needs.
Quick short-term cash for household needs, medical bills, school fees, and any personal emergency. Repay in full after one month.
Learn MoreSpread your repayment over three comfortable monthly installments. Ideal for slightly larger personal financial needs.
Learn MoreDesigned specifically for market traders, vendors, and small-scale sellers who earn daily or weekly income. Fast approval, minimal paperwork.
Learn MoreFuel your business growth with competitive capital. For working capital, restocking, equipment purchase, or business expansion.
Learn MoreOur comprehensive loan portfolio covers every financial need — from personal emergencies to large-scale business development. Explore our loan ecosystem.
Loans processed and disbursed within 24–72 hours of full document submission.
No hidden charges. Full disclosure on rates, terms and repayment schedules.
A personal loan officer assigned to guide you from application to closure.
We combine technology, integrity, and personalised service to deliver an unmatched lending experience.
Our streamlined digital process means decisions in hours, not days. Get your funds when you need them most.
No hidden fees. No surprises. All charges, interest rates, and terms are clearly communicated upfront.
A dedicated loan officer guides you from application to final repayment. We're always available when you need help.
Track your loan status, repayment schedule, and balance online anytime through our customer portal.
Fully licensed and operating in compliance with Zambian financial regulations. Your data and funds are always safe.
We serve underserved communities, first-time borrowers, and small businesses that mainstream banks often overlook.
Our simple 4-step process gets you from application to disbursement with minimal hassle.
Fill out our simple online application form with your personal and financial details. Takes under 10 minutes.
Upload or deliver your NRC, payslip/proof of income, and bank statements to complete your application.
Our credit team reviews your application and gives you a decision within 24–48 hours. We'll call you directly.
Funds disbursed directly to your mobile money or bank account. Start using your loan immediately.
Estimate your monthly repayments before you apply. Adjust the sliders to match your needs.
Don't just take our word for it. Here's what real SmartVision clients have to say.
Enter your loan or application number to instantly check your balance, repayment status, and next installment date.
Try: LN-2024-001 or APP-2024-301
Join over 1,200 satisfied clients who trusted SmartVision to power their financial growth. Apply today — it takes less than 10 minutes.